Fire Loss is Preventable
One of the worst scenario on a boat, is fire. .
Fire ranked number five among the causes of loss for BoatUS Marine Insurance. The majority of these fires start in a few very specific places aboard, with many of them originating in the engine compartment where fuel and an ignition source have a high likelihood of coming together.
Maintaining your boat well, particularly with respect to the electrical and fuel systems, is the best way to prevent fires aboard. However, there are five specific areas that lead to most of the fires we see in our claim files. If every boater paid attention to these five things, we could prevent a third or more of all fires aboard boats.
Improper Fueling Procedures
Proper care when fueling your boat is a must, oil and fuel in the water can impact bottom sediment, marine life and shore birds. You are responsible for any environmental damage caused by your fuel spill. So... preventing spills will be beneficial for you and the boating environment!
Off Boat Sources.
A boat burns when something else goes up in flames — the marina, the storage facility, the house, the garage, the barn, the neighbor's house. In more than 70 percent of those cases, it's the marina that burns. A high percentage of those fires start on someone else's boat. That means that every boat owner has a responsibility to prevent fires on board, not just to keep his or her boat safe, but also to keep the people, boats, and property around it safe.
Bringing air conditioning, microwaves, electric heaters, and other AC appliances aboard makes life on the dock more comfortable and convenient but also greatly increases the risk of fire. Most AC electrical fires start somewhere between the marina pedestal and the shorepower inlet on the boat.
Any interruption of cooling water can lead to overheating and then to a fire. In this case, a blockage of the raw-water intake caused the overheating. Other exhaust fires are caused by impeller failures due to age or to sediment in the water. If your engine overheats, check the engine compartment before getting underway again. Change your impeller every other year, and after a grounding, or operating in particularly dirty waters.